Sunday was rough. Per the language in our offer on the house, the sellers were supposed to respond by noon. At 5 p.m., the hubby and I begin having conversations with our agent about the blown deadline. Are we being jerked around because we offered $9,900 less than asking, which had already been dropped $20,000 since they originally listed the home? Did the sellers have an open house on Sunday afternoon and were hoping for a better offer? The sellers’ agent could not reach her clients all day. They did not show up for a meeting at 11 a.m. to discuss our offer. She assured our agent this was totally out of character. After hearing that the sellers had lost a grandchild to SIDS the week before, the hubby and I agreed we could definitely cool out and cut them some slack.
Between 7 and 7:30 p.m., our agent calls. THEY ACCEPTED OUR OFFER. Holy shit! We asked that they throw in the refrigerator (strangely, the only appliance they wanted), and they rejected that portion. Um, no problem. The day was exhausting, but I still woke up wide-eyed yesterday at 3:30 a.m. Couldn’t go back to sleep, so I gave in to spinning gears and made coffee.
Yesterday, the hubby began working out the financing, and we decided to go with a local guy that our agent referred us to. We met with him a couple of weeks ago, and he gave us a worse-case scenario monthly mortgage payment based on $10,000 less than we are buying this house for. Okay, so he does his little financing magic, and since the county we live in (the house is about 10 minutes from where we live now…of course) has some of the lowest taxes in the area, the mortgage is a mere $3 more per month than he initially quoted. We’ll get the super-duper final number today once he locks in a rate.
I am taking care of the inspection end of things. By god, we’re on the books for 9 a.m. tomorrow. There are a lot of tense moments when looking for and subsequently buying a house. You kill yourself to find something you think you can stand to live in. Then, you decide to pull the trigger and make an offer. Next, you wait to see if the sellers accept. There’s the money aspect. The inspection is the really scary one for me: it could all fall apart, and already, I’m gonna be a mess if there’s something major that could cause us to walk. Once we clear that hurdle, then it’s on to worming our way out of the lease on the current dwelling. On and on and on.
Keep your fingers crossed that the inspection goes really well OR that if there is a big problem (or 10) with the place, the inspector finds it before we move in and get bitten in the ass 6 months down the road.
